Insurance Check

Lee · 02-04-2008, 06:19 PM

Suspect someone of not being insured?
Click here to find out: http://www.askmid.com/askmid.aspx

**lodgey** · 02-04-2008, 06:52 PM

Proves they have insurance, not that they are insured

never know what mods arent declared.

jim610 · 02-04-2008, 10:24 PM

Quote:

Originally Posted by lodgey

Proves they have insurance, not that they are insured

never know what mods arent declared.

it proves you would get paid out if they hit you wether there mods are declared or not is there probem.

**lodgey** · 03-04-2008, 09:39 PM

Quote:

Originally Posted by jim610

it proves you would get paid out if they hit you wether there mods are declared or not is there probem.

Nope it doesnt, most insurers would stand by the third party but they dont have to.

Lee · 04-04-2008, 04:06 PM

It's not here to argue over, and it's not going to secure any convictions, it's just a nifty little tool.

**lodgey** · 04-04-2008, 04:14 PM

Sorry Lee

,
anyway since this a sticky about insurance I would like to answer any questions people have about it.

Anyway starting on a question that keeps getting asked every few months or so, being if I do "enter mod here" will I be covered.
Well any modification is a modification. Debadging is a modification, badging your car as a higher specification (example a merit to a gsi) is a modification. Adding different door speakers is a modification. As such these should all be declared to your insurance company, however I couldnt see an insurance company refusing a claim due to a minor modification such as this but they are within their rights to do so if they so wished.

Penfold · 20-04-2008, 03:30 PM

Badging your car with a 1.6 instead of 1.4 is illegal and would probably invalidate your insurance, not sure if the same rule applies to GSi badges though.

Junior Bear · 20-04-2008, 03:35 PM

nice little link, im gonna grass people up now and be a little Basstard

**lodgey** · 20-04-2008, 03:47 PM

Quote:

Originally Posted by Penfold

Badging your car with a 1.6 instead of 1.4 is illegal and would probably invalidate your insurance, not sure if the same rule applies to GSi badges though.

Yer it does

Maniacmart · 09-07-2010, 07:36 PM

Quote:

Originally Posted by lodgey

Yer it does

so what if i were to swap the .8 with a .4, is that illegal??

**lodgey** · 15-07-2010, 01:11 PM

Quote:

Originally Posted by Maniacmart

so what if i were to swap the .8 with a .4, is that illegal??

Illegal is the wrong word, but if its not declared it can invalidate your insurance. Obviously if you were to sell the car and didnt make the new owner aware that it was wrongly badged, then it would be illegal.

02-04-2008, 06:19 PM	#1
Lee Administrator Join Date: Sep 2006 Location: East Yorkshire Drives: Evo 9 FQ320 & Gas Van Gender: Posts: 10,440 iTrader: (0) Gallery: 39 Thanks: 22 Thanked 367 Times in 225 Posts	Insurance Check Suspect someone of not being insured? Click here to find out: http://www.askmid.com/askmid.aspx __________________ Want to unlock additional benefits? Want to disable the forum adverts? Then become a GOLD MEMBER Please Do Not Use Text Talk, It's not hard to spell properly!!! PLEASE REPORT THEN IGNORE ANY PMs CLAIMING TO BE FROM SITE ADMIN UNLESS SENT FROM ME, THANKS.

04-04-2008, 04:06 PM	#5
Lee Administrator Join Date: Sep 2006 Location: East Yorkshire Drives: Evo 9 FQ320 & Gas Van Gender: Posts: 10,440 iTrader: (0) Gallery: 39 Thanks: 22 Thanked 367 Times in 225 Posts	It's not here to argue over, and it's not going to secure any convictions, it's just a nifty little tool. __________________ Want to unlock additional benefits? Want to disable the forum adverts? Then become a GOLD MEMBER Please Do Not Use Text Talk, It's not hard to spell properly!!! PLEASE REPORT THEN IGNORE ANY PMs CLAIMING TO BE FROM SITE ADMIN UNLESS SENT FROM ME, THANKS.

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02-04-2008, 06:52 PM	#2
lodgey Moderator Join Date: Dec 2006 Location: Darlington Drives: Vectra 1.9 CDTI Gender: Posts: 5,703 iTrader: (0) Thanks: 14 Thanked 103 Times in 87 Posts	Proves they have insurance, not that they are insured never know what mods arent declared.

04-04-2008, 04:14 PM	#6
lodgey Moderator Join Date: Dec 2006 Location: Darlington Drives: Vectra 1.9 CDTI Gender: Posts: 5,703 iTrader: (0) Thanks: 14 Thanked 103 Times in 87 Posts	Sorry Lee , anyway since this a sticky about insurance I would like to answer any questions people have about it. Anyway starting on a question that keeps getting asked every few months or so, being if I do "enter mod here" will I be covered. Well any modification is a modification. Debadging is a modification, badging your car as a higher specification (example a merit to a gsi) is a modification. Adding different door speakers is a modification. As such these should all be declared to your insurance company, however I couldnt see an insurance company refusing a claim due to a minor modification such as this but they are within their rights to do so if they so wished.

20-04-2008, 03:30 PM	#7
Penfold Member Join Date: Oct 2006 Location: Redcar Drives: 1.2i (16 valve) Corsa 'C' Elegance Posts: 210 iTrader: (0) Thanks: 0 Thanked 0 Times in 0 Posts	Badging your car with a 1.6 instead of 1.4 is illegal and would probably invalidate your insurance, not sure if the same rule applies to GSi badges though.

20-04-2008, 03:35 PM	#8
Junior Bear Senior Member Join Date: Oct 2007 Location: Shropshire Drives: 1.4 16v Sport Gender: Posts: 4,599 iTrader: (0) Gallery: 2 Thanks: 19 Thanked 20 Times in 19 Posts	nice little link, im gonna grass people up now and be a little Basstard

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