[James]

Went to renew my insurance and inform them about the changes i've made to my car which is just alloy wheels, frnt headlights and rear light clusters.

And Direct Line said they cannot insure my car with modifications as I am under 25 yoa. any ideas? Its due to renew at te end of th emonth so I have a bit of time.

 

[Mark]

go to www.admiral.com or www.elephant.co.uk or www.bell.co.uk

and try get quote from them

i found them to be the cheapest for 2 years running for myself

 

[dearing5]

yeah churchill did that with me but i just did the mods anyway an changed company when the policy expired.

 

[James]

OK direct lines renewal was £600 as standard car. and admiral (who have the option to add changes) said £1000. and that's just for alloy wheels

 

[Mark]

try adrian flux
(you'll need to phone them )

 

[jim610]

try norwich union they were cheap for me.when i only had alloy wheels an a couple of other bits adrian flux were really expensive but now with an engine conversion there really cheap. i think they must only like more highly modified cars.

 

[James]

882 with elephant with mods.

 

[jt999]

I've only declared my wheels, still costs me just over 1900! :| will declare rest when i get my no claims though, i have enough expenses with being forced to move etc lol, fires aren't freindly

 

[SweepC]

try quinn direct :thumbs_up:

 

[jt999]

try quinn direct :thumbs_up:

i know people with bad experiences with quinn, they seem to like dragging claims out, a small accident my mate had with a quinn driver is still waiting to receive any sort of payment and his accident was early january!

 

[James]

I think il go with elephant. Thanks guys

 

[James]

On my car I have changed front lights, rear lights, alloy wheel, rear wiper, side repeaters and soon the bumper and a grill..

Which of those do i have to declare?

 

[jt999]

On my car I have changed front lights, rear lights, alloy wheel, rear wiper, side repeaters and soon the bumper and a grill..

Which of those do i have to declare?

you should declare all mods so all just to be sure! :thumbs_up:

 

[Josh]

Most companies dont ask bout wipers, side repeaters and grill
and as the bumper is still a vauxhall gm bumper they may not charge any extra

 

[jim610]

even if they dont ask it will still be void if you dont tell them.

 

[Josh]

yep computer messed up at the bottom was meant to say

"but it is always good to mention"

 

[Lee_H]

I looked all over this year, churchill was the best for me. Ecar last year wasnt too bad for me either.

 

[James]

OK no worries. Now all I need to do is sort out my finaces lol! You even have to declare colour coding.

 

[Mark]

when declaring mods tell them EVERYTHING so it gives them absolute no excuse if it came to making a claim

 

[Steve]

At the moment with admiral I have interior changes declared on joannes car which has allowed me to change seats door cards etc and all this is covered - made sure they told me this on the phone. Once she passes and can drive i'll declare exterior decorative mods, alloys etc.